The real-estate life annuity (in French “Viager”) is a win-win contract but with a particular mode of payment, allowing a financial investment on the buyer’s side and a release of the Property of fixed asset on the seller’s side.

It allows the Seller (the creditor) to benefit from additional income while taking advantage of his/her wealth and anticipating his/her succession in his/her lifetime.

As for the Buyer (the debtor), it allows him/her to prepare a patrimony at a reduced price, without tax pressuse, without rental problem and above all, without release of significant capital. The Buyer does not use generally mortgage in this situation.

It exists several situations of real-estate life annuities.

Financial uncertainties are substantial condition during a transaction process in the real-estate life annuity. No one could determine gains or losses risks.

Each situation is unique, we offer you a first analyze, and a comprehensive and personalized service with discretion and seriousness.

Because Rules are complexes and change over time, that the elements of your Wealth must be globally considered, We are committed to handling your requests with discretion and seriousness.